Pumpkin Cream Cheese Bread

Category: Classic Christmas Cookie Recipes & Holiday Baking

This moist pumpkin cream cheese bread blends the comforting flavors of autumn pumpkin puree, a luscious cream cheese swirl, and a hint of warm pumpkin pie spice. Each slice is soft, tender, and filled with a beautiful balance of sweetness and tang. Prepared in under an hour, it's a delightful companion for breakfasts, snacks, or seasonal gatherings. The easy batter comes together quickly, baking up golden and aromatic, with a creamy center that keeps every bite interesting. Trust this loaf to impress family and friends on chilly days—it’s a classic worth revisiting.

Sarah Crisp
Recipe By Sarah Crisp Sarah Crisp
Last updated on Sun, 07 Dec 2025 02:39:42 GMT
A knife is next to a loaf of pumpkin bread. Pin
A knife is next to a loaf of pumpkin bread. | cookrisp.com

Few things feel cozier than a loaf of pumpkin cream cheese bread baking away in the kitchen. This recipe brings you the goodness of tender spiced pumpkin bread swirled with a creamy tangy layer that feels downright celebratory any time of year. Rustic enough for weekend mornings and special enough for sharing at a fall gathering this loaf is pure comfort with every bite.

I first made this on a crisp October morning and the smell alone took me straight back to family holidays spent baking with my aunt. The loaf vanished before it even cooled all the way.

Gather Your Ingredients

  • Pumpkin puree: Brings moisture and a gentle sweetness. Look for pure puree without spices for best flavor.
  • Large eggs: Bind the bread together and give lift. Fresh eggs from pasture raised hens have the brightest yolks.
  • Light brown sugar: Creates a deep caramel flavor and keeps the crumb tender. Press a little between your fingers to check for softness.
  • Oil: Keeps the loaf extra moist. Neutral varieties like canola or grapeseed work best.
  • Sour cream: Ensures a soft tender texture while balancing sweetness. Choose full fat for richness.
  • Vanilla extract: Warms up the whole loaf with aromatic depth. Pure vanilla is worth it here.
  • Pumpkin pie spice: Gives you those classic fall notes. Make your own blend if you want extra punch.
  • All purpose flour: Provides structure. Give it a quick fluff with a fork before scooping for best accuracy.
  • Baking powder and baking soda: Help the bread rise and brown. Check the dates to make sure they are active.
  • Salt: Tightens up the flavors so nothing tastes flat. Use fine sea salt for even seasoning.
  • Cream cheese: Introduces a rich tang and creamy texture. Let it soften first for easy mixing.
  • Granulated sugar: Sweetens the cream cheese layer just enough.
  • Extra flour (for the filling): Ensures stability and that perfect swirl look.

How to Make It

Prep the Pan and Preheat:
Set your oven to 350 degrees. Spray a nine by five loaf pan with nonstick spray making sure to coat all corners for easy removal later.
Mix the Pumpkin Base:
In a large mixing bowl combine the pumpkin puree egg light brown sugar oil sour cream and vanilla extract. Whisk until fully blended and smooth.
Blend Dry Ingredients:
To the same bowl add pumpkin pie spice flour baking powder baking soda and salt. Fold these in gently with a spatula just until no streaks remain. Overmixing can make the bread tough so stop early.
Make the Cream Cheese Swirl:
In a separate bowl beat the cream cheese with the granulated sugar egg and extra flour until fully creamy no lumps should remain. This makes your swirl velvety rather than runny.
Layer the Batter:
Pour two thirds of the pumpkin batter into your prepared pan. Smooth it with a spatula to create an even base.
Add the Cream Cheese Layer:
Carefully spread the cream cheese mixture over the pumpkin base. Take your time for a neat stripe. Sometimes I drag a butter knife gently through both layers to make a marbled look.
Finish and Bake:
Top with the remaining pumpkin batter and gently pull a knife through just once or twice if you want some swirl showing on top. Bake for thirty to forty five minutes until a toothpick in the center comes out mostly clean with a few moist crumbs.
Cool and Serve:
Let the loaf rest in the pan for ten minutes before turning out onto a rack. Cool completely for neat slices or dig in a bit warm for the ultimate treat.
A loaf of pumpkin bread with cream cheese frosting.
A loaf of pumpkin bread with cream cheese frosting. | cookrisp.com

Pumpkin puree is hands down my favorite part of this bread. Every time I open a can I think of my grandmother who saved seeds from every squash or gourd she grew. She taught me that simple honest ingredients are what makes a loaf special.

Flavor Boosters

Pumpkin bread is rooted firmly in American home baking dating back to colonial times when settlers relied on squash for both sustenance and sweetness through winter. Cream cheese swirl is a twentieth century upgrade popularized by home bakers looking for a little bakery style magic in an easy loaf. Sharing a slice with family after school captures a bit of that old fashioned generosity.

Serving Suggestions

A warm slice fresh from the oven needs only a cup of coffee or tea to be breakfast perfection. For dessert serve with a drizzle of maple syrup or a dollop of whipped cream. Sometimes I toast thick slices and top with roasted pecans for a crunch.

Creative Twists

Pumpkin pairs well with cranberries for a pop of tart color during the holidays. Swap in apple pie spice for a twist that suits early autumn. Add toasted walnuts atop the cream cheese swirl for a little crunch and fragrance.

A loaf of pumpkin cream cheese bread.
A loaf of pumpkin cream cheese bread. | cookrisp.com

Whether you are sharing this bread over coffee with friends or tucking slices in a lunchbox it brings a sense of home and celebration. Enjoy every bit of its cozy appeal.

Common Questions About This Recipe

→ How do I ensure my bread stays moist?

Be careful not to overmix the batter and bake just until a toothpick comes out with a few moist crumbs. Pumpkin puree and oil add plenty of moisture.

→ Can I use homemade pumpkin puree?

Yes, homemade pumpkin puree works well as long as it’s thick and not watery. Be sure to drain and pat dry if needed.

→ What's the best way to swirl in the cream cheese?

Pour half the pumpkin batter, spread the cream cheese layer on top, then add the remaining pumpkin batter. Use a knife to gently swirl for a marbled effect.

→ Can I substitute the sour cream?

Greek yogurt makes an excellent substitute for sour cream, helping keep the bread soft and slightly tangy.

→ How should leftovers be stored?

Wrap the cooled loaf tightly and refrigerate for up to 4 days, or freeze slices individually for up to 2 months.

Pumpkin Cream Cheese Bread

Enjoy a moist fall treat with pumpkin puree, tangy cream cheese, and gentle autumn spices. This delicious bread stands out at any gathering or cozy breakfast—one to keep handy.

Prep Time
35 minutes
Time to Cook
45 minutes
Complete Time
80 minutes
Recipe By Sarah Crisp: Sarah Crisp

Recipe Type: Christmas

Level of Difficulty: Moderate Difficulty

Cuisine Style: American

Makes: 4 Number of Servings (1 standard 9 x 5 inch loaf)

Dietary Categories: Suitable for Vegetarians

Ingredients You’ll Need

→ Pumpkin Bread Batter

01 1 cup pumpkin puree (not pie filling)
02 1 large egg
03 3/4 cup light brown sugar
04 1/4 cup vegetable oil
05 1/4 cup sour cream
06 1 teaspoon vanilla extract
07 1/2 tablespoon pumpkin pie spice
08 1 cup all-purpose flour
09 1/2 teaspoon baking powder
10 1/2 teaspoon baking soda
11 1/4 teaspoon salt

→ Cream Cheese Filling

12 1 large egg
13 4 ounces cream cheese, softened
14 1/4 cup granulated sugar
15 3 tablespoons all-purpose flour

How to Make It

Step 01

Preheat oven to 350°F (175°C). Coat a 9 x 5 inch loaf pan with nonstick baking spray and set aside.

Step 02

In a large mixing bowl, whisk together pumpkin puree, one large egg, light brown sugar, vegetable oil, sour cream, and vanilla extract until smooth.

Step 03

Gently fold in pumpkin pie spice, all-purpose flour, baking powder, baking soda, and salt. Stir just until combined; do not overmix.

Step 04

In a medium bowl, blend together softened cream cheese, one large egg, granulated sugar, and all-purpose flour until creamy and well incorporated.

Step 05

Pour approximately two-thirds of the pumpkin batter into the prepared loaf pan. Smooth top with a spatula.

Step 06

Spoon all of the cream cheese mixture over the pumpkin batter, spreading gently into an even layer.

Step 07

Pour remaining pumpkin batter over the cream cheese filling, spreading carefully to cover.

Step 08

Bake for 30 to 45 minutes or until a toothpick inserted in the center comes out clean. Cool pan on a rack before slicing.

Extra Suggestions

  1. For clean slices, allow bread to cool completely before cutting. Store leftovers refrigerated due to the cream cheese filling.

Things You'll Need

  • 9 x 5 inch loaf pan
  • Large mixing bowl
  • Medium mixing bowl
  • Whisk
  • Spatula

Allergen Information

Always read labels for allergens and consult your doctor if unsure.
  • Contains egg, dairy, and wheat (gluten).

Nutritional Breakdown (Per Serving)

This is for general info and isn't a replacement for professional advice.
  • Calories: 430
  • Fat Content: 18 grams
  • Carbohydrates: 40 grams
  • Protein Content: 15 grams