
This coconut cream pie dip is a party-perfect treat that comes together in just minutes with no baking required. Whether you need a quick dessert for a summer cookout or want something fun and shareable, this dip gives you all the flavors of classic coconut cream pie with none of the fuss.
The first time I made this was for a last minute birthday party and it was the very first dish to disappear from the table. My family has come to expect it at every warm weather get together now.
Ingredients
- Instant coconut cream pudding mix: brings bold coconut flavor and sets the creamy base look for the Jello brand or another quality option for the best taste
- Whole milk: gives body and richness to the pudding make sure your milk is fresh for the creamiest dip
- Cream cheese: creates tang and structure softened to room temperature will blend best
- Powdered sugar: sweetens the dip and gives a silky texture sift it if it looks clumpy
- Cool Whip: makes everything extra fluffy and light thaw it fully so it mixes in smoothly
- Sweetened coconut flakes: add chewy texture and a double dose of coconut toast a little bit extra for sprinkling on top
Step-by-Step Instructions
- Mix the pudding:
- Whisk the dry pudding mix and cold milk in a large bowl for about two minutes until thick It will become quite stiff which is perfect Set this aside for now
- Beat the cream cheese:
- In another bowl use an electric mixer to blend the softened cream cheese and powdered sugar until it is fluffy and totally combined This step ensures your dip is extra smooth
- Add the whipped topping:
- Fold in the Cool Whip with the cream cheese mixture Work gently to keep the dip airy then add the sweetened coconut flakes for texture
- Combine everything:
- Pour the thickened pudding into the bowl with the cream cheese and coconut mixture Fold together until the dip is completely uniform with no streaks
- Chill the dip:
- Scrape the finished dip into a serving bowl or container Cover and chill for one to two hours so it firms up and the flavors meld
- Top and serve:
- Before serving sprinkle plenty of toasted coconut flakes on top for a little crunch and extra coconut flavor Set out with graham crackers vanilla wafer cookies or banana slices for dipping

The sweetened coconut flakes are my favorite part because they give every bite a chewy pop of coconut flavor You can toast the coconut yourself for a deeper taste It reminds me of my grandma’s coconut pie that we all used to fight over at Easter
Storage Tips
Store any leftover dip in an airtight container in the refrigerator It will keep for up to three days Just give it a gentle stir before serving again to restore its creamy texture
Ingredient Substitutions
If you cannot find instant coconut pudding you can use vanilla pudding and add extra coconut extract or finely chopped coconut Milk alternatives like oat or almond milk can work but the pudding might set up a little softer Dairy free whipped topping and vegan cream cheese can also be used for a plant based version
Serving Suggestions
Serve this coconut cream pie dip at baby showers BBQs holiday potlucks or family reunions It pairs nicely with graham crackers Nilla wafers pretzels banana slices or even apple wedges
Cultural Context
Coconut cream pie is an American classic known for its creamy filling and sweet coconut topping This dip version transforms those nostalgic pie flavors into a fun shareable form and takes a fraction of the time to prepare
Common Queries
- → How long does the coconut dip need to chill?
Chill the mixture for at least 1 to 2 hours to achieve a thick and creamy texture that's easy for dipping.
- → What can I serve with coconut cream dip?
Graham crackers, Nilla Wafers, or banana slices pair perfectly as dippers for this sweet and creamy treat.
- → Can I substitute fresh whipped cream for Cool Whip?
Yes, you can substitute an equal amount of whipped cream for Cool Whip, but the dip may be slightly less stable.
- → How do I make toasted coconut flakes?
Spread sweetened coconut on a baking sheet and bake at 350°F for about 5 minutes, stirring occasionally, until golden brown.
- → Can the dip be made ahead of time?
Yes, you can prepare and chill the dip a day in advance. Add toasted coconut flakes just before serving for extra crunch.